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Personal Fin

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Credit

How Your Credit Affects Loans, Jobs & Insurance Rates?

Look, I'm sitting here in this dingy Seattle diner—rain's hammering the window like it's personally pissed at me, coffee's gone cold in my mug,...
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Budgeting

The Psychology of Budgeting: Why Most People Fail

Alright, let's dive in—because, man, the psychology of budgeting? It's like that one friend who promises to show up on time but ghosts you...
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Budgeting

Emergency Fund vs Budget: Which Should You Build First?

Okay, real talk—sitting here in my overpriced Astoria walk-up on this drizzly November morning in 2025, steam rising from my too-hot pour-over that's basically...
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Budgeting

Budget Hacks That Save You Thousands Each Year

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Budgeting

Extreme Budgeting: Can You Live on Half Your Income?

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James Hunt -
Budgeting

How to Budget on an Irregular Income (Freelancer Guide)

Look, I've been freelancing graphic design gigs out of my shoebox apartment in Brooklyn for three years now, and let me tell you, figuring...
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Budgeting

Budgeting for Couples: How to Avoid Money Fights

Look, right here in my tiny Brooklyn walk-up on this drizzly October morning in 2025 – yeah, October 17th, to be exact, with the...
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Budgeting

Zero-Based Budgeting: Why Experts Swear by It

That Moment Zero-Based Budgeting Smacked Me Upside the Head Okay, real talk. Zero-based budeting hit me hard. Like a rogue wave off the Oregon coast...
Joel West -
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Credit

How Your Credit Affects Loans, Jobs & Insurance Rates?

Look, I'm sitting here in this dingy Seattle diner—rain's hammering the window like it's personally pissed at me, coffee's...
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