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Most recent articles by:

Ronnie Holt

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Budgeting

The Psychology of Budgeting: Why Most People Fail

Alright, let's dive in—because, man, the psychology of budgeting? It's like that one friend who promises to show up on time but ghosts you...
Ronnie Holt -
Credit

Credit Utilization Ratio: Why It Matters More Than You Think

Okay, so picture this: I'm hunched over my laptop in my cramped Brooklyn studio—rain's pounding the fire escape like it's personally pissed at my...
Ronnie Holt -
Deductions

Top 10 Deductions Freelancers Forget to Claim

Freelancers forgetting deductions is, like, my personal brand of chaos. Sitting here in my cramped Brooklyn apartment, surrounded by takeout containers and a dying...
Ronnie Holt -
ETFs

The Rise of Thematic ETFs: Should You Jump In?

Thematic ETFs are totally having a moment right now, and I’m, like, kinda obsessed but also super skeptical. Sitting here in my cramped Brooklyn...
Ronnie Holt -
Student

How Parents Can Support Students Without Taking on Debt

Supporting students without debt is like trying to herd cats while riding a skateboard—doable, but you’re gonna faceplant. I’m sprawled on my lumpy couch...
Ronnie Holt -
Mortgage

Refinance Your Mortgage: When It’s Worth It in 2025

Man, refinance mortgage decisions in 2025 are like trying to decide if I should eat that leftover pizza in my fridge—tempting, but is it...
Ronnie Holt -

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Credit

How Your Credit Affects Loans, Jobs & Insurance Rates?

Look, I'm sitting here in this dingy Seattle diner—rain's...
Rates

Compare Loan Rates Easily: A Beginner’s Guide

Alright, now that the techy prelude's out of the...
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