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Joel West

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Rates

Compare Loan Rates Easily: A Beginner’s Guide

Alright, now that the techy prelude's out of the way—like, seriously, who knew blogging was 50% keyword wrangling?—let's get real. I'm hunkered down in...
Joel West -
Budgeting

How to Budget on an Irregular Income (Freelancer Guide)

Look, I've been freelancing graphic design gigs out of my shoebox apartment in Brooklyn for three years now, and let me tell you, figuring...
Joel West -
Budgeting

Zero-Based Budgeting: Why Experts Swear by It

That Moment Zero-Based Budgeting Smacked Me Upside the Head Okay, real talk. Zero-based budeting hit me hard. Like a rogue wave off the Oregon coast...
Joel West -
Budgeting

How to Create a Budget That You’ll Actually Stick to?

Look, figuring out how to create a budget has been my absolute nightmare for, like, ever—I'm sitting here in my tiny apartment in Brooklyn...
Joel West -
Credit

How to Get a Free Credit Report (Legally)?

Okay, enough meta—let's get real. I mean, seriously, who hasn't stared at their bank app in horror, wondering if that "free credit report" thing...
Joel West -
Credit

Best Credit Cards of 2025: Rewards, Travel & Cashback

Man, hunting down the best credit cards of 2025? Total dumpster fire for me. Seriously. I'm in this drizzly Chicago coffee shop right now....
Joel West -
Exchanges

Best Time of Day to Trade on Different Exchanges

Okay, diving in—man, sitting here in my cramped Brooklyn apartment on this drizzly October morning in 2025, the kind where the radiator clanks like...
Joel West -
Exchanges

Peer-to-Peer Exchanges: Are They the Future of Trading?

I remember the first time peer-to-peer exchanges really hit me like a gut punch—sitting in this dingy Brooklyn coffee shop on October 15, 2025,...
Joel West -
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Credit

How Your Credit Affects Loans, Jobs & Insurance Rates?

Look, I'm sitting here in this dingy Seattle diner—rain's...
Rates

Compare Loan Rates Easily: A Beginner’s Guide

Alright, now that the techy prelude's out of the...
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