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Credit

How Your Credit Affects Loans, Jobs & Insurance Rates?

Look, I'm sitting here in this dingy Seattle diner—rain's hammering the window like it's personally pissed at me, coffee's...
Rates

Compare Loan Rates Easily: A Beginner’s Guide

Alright, now that the techy prelude's out of the way—like, seriously, who knew blogging was 50% keyword wrangling?—let's get...
Budgeting

The Psychology of Budgeting: Why Most People Fail

Alright, let's dive in—because, man, the psychology of budgeting? It's like that one friend who promises to show up...
Budgeting

Emergency Fund vs Budget: Which Should You Build First?

Okay, real talk—sitting here in my overpriced Astoria walk-up on this drizzly November morning in 2025, steam rising from...
Budgeting

Budget Hacks That Save You Thousands Each Year

Budget hacks—yeah, those sneaky little tricks that actually stack up to thousands saved over a year—hit me like a...
Budgeting

Extreme Budgeting: Can You Live on Half Your Income?

Why I Dove Headfirst into Extreme Budgeting (And Kinda...
Budgeting

How to Budget on an Irregular Income (Freelancer Guide)

Look, I've been freelancing graphic design gigs out of...
Budgeting

Budgeting for Couples: How to Avoid Money Fights

Look, right here in my tiny Brooklyn walk-up on this drizzly October morning in 2025 – yeah, October 17th,...
Budgeting

Zero-Based Budgeting: Why Experts Swear by It

That Moment Zero-Based Budgeting Smacked Me Upside the Head Okay, real talk. Zero-based budeting hit me hard. Like a rogue...
Budgeting

How to Create a Budget That You’ll Actually Stick to?

Look, figuring out how to create a budget has been my absolute nightmare for, like, ever—I'm sitting here in...
Budgeting

Best Budgeting Apps for 2025: Track Every Dollar Easily

Look, if you're anything like me—sitting here in my...
Budgeting

50/30/20 Budget Rule Explained: Does It Really Work?

Okay, real talk – I stumbled into the 50/30/20...
Accounts

Hidden Bank Fees in Your Account & How to Avoid Them

Hidden bank fees are the worst, right? Like, I’m sitting in my tiny apartment in Chicago, surrounded by half-empty...
Accounts

Business Accounts Demystified: Essential Tips for Entrepreneurs

My Messy Journey with Business Accounts Business accounts, man, they’re like that one friend who’s super reliable but also a...
Accounts

Top Student Accounts That Save You Money in College

Yo, Student Accounts That Save Money Are My Lifeline Okay, so student accounts that save money? They’re literally the only...
Stocks

Penny Stocks: Opportunity or Dangerous Trap?

Penny stocks. Man, just saying those words makes my...
Megbret Morris -
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Must Read

Banking

Loans

How Parents Can Support Students Without Taking on Debt

Supporting students without debt is like trying to herd cats while riding a skateboard—doable,...
Ronnie Holt -

The Hidden Costs of Student Loans Nobody Talks About

The hidden costs of student loans are like a slap you didn’t see coming,...
Megbret Morris -

Survival Guide: Balancing Student Life & Debt Repayment

Balancing student life and debt repayment is my whole dang life right now, and...
Megbret Morris -

Student Loan Consolidation: My Total Mess of a Journey

Student loan consolidation is, like, the financial equivalent of trying to fold a fitted...
James Hunt -

Investing

Tech ETFs in 2025: Riding the Innovation Wave

Man, tech ETFs in 2025 are my jam right now—like, I’m sitting here in...
Ollie Hart -

How to Build a Retirement Portfolio with ETFs

Now, diving into the blog post itself. Man, sitting here in my cramped apartment...
James Hunt -

Bond ETFs Explained: Safer Than Stocks?

painting with a grainy edge, showing a crumpled dollar bill floating above a...
Megbret Morris -

Risks of ETFs: What Wall Street Doesn’t Tell You

ETF risks slapped me in the face last year, and I’m still kinda salty...
Luccer Hunt -

Taxes

How Deductions Affect Your Refund (With Examples)

Tax deductions are, like, the key to getting a decent refund, but man, they’re...
Joel West -

Common Deduction Mistakes That Trigger IRS Audits

Yo, common deduction mistakes are like walking into an IRS ambush with a neon...
Luccer Hunt -

Charitable Donations: How Much Can You Deduct?

Okay, so I’m sitting here in my tiny Ohio apartment, drowning in charitable donations...
Luccer Hunt -

Small Business Tax Deductions That Cut Costs Fast

Small business tax deductions are, like, my lifeline right now, sitting here in my...
Joel West -

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Popular Posts

Credit

How Your Credit Affects Loans, Jobs & Insurance Rates?

Look, I'm sitting here in this dingy Seattle diner—rain's...
Emma Hart -
Rates

Compare Loan Rates Easily: A Beginner’s Guide

Alright, now that the techy prelude's out of the...
Joel West -
Budgeting

The Psychology of Budgeting: Why Most People Fail

Alright, let's dive in—because, man, the psychology of budgeting?...
Ronnie Holt -

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